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We hope that you will find our site both informative and interesting. Our aim is to provide easy access for our members and guests. Your comments and suggestions are welcome and encouraged.

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30 Nov A Fiscal Experience within Scotland

Many of our foreign language members travel far and wide… and the following information can be helpful for anyone who looks forward to doing so. Jason Patrick, who is a participant in our association, has lived in Scotland on and off for a decade. His message is that everyone, in one form or another, is in debt. Being in debt can have both positive and negative impacts on our lives. Used properly and managed well, your debt can lead to more gains. Left alone and mismanaged and before you know it a massive debt has accumulated and creditors are knocking on your door to collect.

msfla.org member informs of Trust Deeds in ScotlandThe latter can be a very stressful event especially if the money you make can barely cover your living expenses much less paying off the minimum on your debts.

Well, if you’re a resident of Scotland for at least the last 6 months, there’s good news for you. Because, if this happens, you can avail of the Trust Deed in Scotland (find out what is a trust deed here: http://www.creditfix.co.uk/debt-solutions/trust-deed/

What is this?

This is basically an agreement you come into with a company that will assess all of your accumulated debts (credit cards, mortgage, car payments, etc.) and determine how much you can write off based on your monthly disposable income or MDI. Your MDI is based on your basic wages or salary (considered as your gross profit) and then they deduct your essential payments (considered as your liabilities or monthly deductibles) and the net profit from it (or what’s left) is what you’re required to pay through the company you got the Deed from which they will then distribute amongst your creditors by order of priority.

The company you subscribe to will be the one dealing with your creditors so you won’t have to. They’ll be the one to explain your situation to your creditors and ensure that they get paid the amount agreed upon on the Trust you enter in.

And here’s a bonus, the company you get your Trust Deed from is going to write off the debt you won’t be able to pay off in the allotted time. So, in effect, you’re also shaving off some debt in your favor. Once that’s done, you can pick yourself up and concentrate on ensuring that you don’t get into this type of situation again.

Lastly, Trust Deeds in Scotland are pretty much fixed as long as your situation doesn’t change within the period of time you applied for or are currently subscribed to.

This is basically another shot getting a new life so make sure you take advantage of it and work towards changing your situation after you’re done.

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30 Aug Light of the World Charities Helps Those In Need of Dental Care

LOTWC, also known as Light of the World Charities, is a charity organization formed in 1999 in Palm City, Florida by co-founders Father Bernard Powell and Theresa Banks. Originally, their vision was to be facilitators in enabling missionary teams to travel to distant countries and provide surgical and medical support to those in need. Their goal was to provide a lasting change in health care that would help impoverished and underprivileged people to rebuild their lives and pave a brighter way to the future. Over time, others joined the cause and eventually LOTWC grew until they had over 400 medical and non-medical volunteers who devoted their time and resources to those that needed it, in the US and in foreign countries. While the original goal was to help people overseas, they eventually realized that there were many that needed assistance domestically in the U.S as well. With this in mind, their Capital Campaign was launched in 2016 and is titled “Shining the Light”. Its primary purpose is to raise funds which will enable them to launch new community services, expand their facilities, and keep up with the growing demand for Light of the World Charities’ services.

Professionals, To Arms!

Light of The World CharityLOTWC is in need of your assistance. They are actively searching for donators and sponsors for some of their upcoming projects. If you can your resources, these gifts to the campaign will definitely make a big difference in helping our patients. Even if you cannot commit in terms of finances, the mission can use your help in other ways as well. Running the organization on a day-to-day basis in an efficient and orderly manner takes a certain measure of discipline, and they are in need of manpower to assist with administrative and clerical tasks. Whether you are a fast typist, skilled with medical transcription, are a licensed surgeon, can help with warehouse packing, can keep inventory or stock, or good with computer programming and website designing, Light of the World Charities has a place for you.

Fill that empty feeling in your heart and help someone out today. Your compassion and generosity is needed and appreciated.

Dentist In Palm Beach Gardens Mark Civin Helps

Palm Beach Gardens Dentist Mark L. Civin DDS has offered dentistry help since 2010. If you’re a licensed or professional surgeon, dentist, or hygienist, your services are in high demand at Light of the World Charities. Many patients enter the doors of their clinics every day, and most of these are in desperate need of dental care and surgeries. Many patients are unable to find work as employers are turning them down due to the fact that they have health issues and cannot perform manual labor and pose health risks. By helping these patients, the charity group gives hope to the patients and assures them that even for a person with the most debilitating disease or health problem, hope is never too far away. All it takes is one step in the right direction, and with enough help and support, anything becomes possible to make a change.

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10 Feb Dentist In Cocoa Beach Florida Learns a New Language for his Patients

A true and dedicated health care professional is someone who can take care of his patients regardless of age, gender, religion, belief, and ethnicity. As healthcare is virtually for everyone, it becomes all the more important for healthcare professionals to learn more about the implications of transculturalism in the practice of their profession. For example, a dentist should not only be able provide exemplary dental services to English-speaking American-born Florida citizens; he should also be able to provide the same level of quality oral and dental health care to other individuals who may speak another tongue.

dentists in cocoa beach learn a new languageWhile many may be averse to learning different languages, Dr. Keith Vevera, a Cocoa Beach dentist (www.veveradental.com), considers studying other languages as particularly important in his practice of dentistry. This is because more than 1 out of 5 residents in Cocoa Beach are Latinos or Hispanics whose English may not be that impeccable. And while no one can really coerce these individuals to learn the English language, Dr. Vevera has taken it up upon himself to learn the language in order to be able to provide better dental and oral health care for the Latino or Hispanic population.

With more than a quarter of a century practicing dentistry, Dr. Vevera prides himself of being able to provide a whole range of quality dental and oral health services that include general and restorative dentistry. He also recognizes the value of having pearly white teeth on the improvement of one’s self-esteem and self-confidence that he has sought to specialize as well in cosmetic dentistry. He and his team at his clinic have been perfecting their craft for many years now in an effort to provide the residents in the community the kind of teeth that they can really be proud of.

Dr. Vevera and his team of dental clinic professionals place emphasis on the alleviation of anxiety and the establishment of trust between them and their clients as a necessary step in successfully completing any dental or oral health procedure. This is imperative because the experiences one has with just a single session of dental procedure can already affect his attitude towards general dental and oral health. This is why Dr. Vevera will always make sure to communicate well with his patients even before he starts the procedure.

And with a new learned language, Dr. Vevera is much more confident that he can serve other local residents and not only the English-speaking ones. This is how this dentist in Cocoa Beach is trying to improve the delivery of dental and oral care so that everyone – regardless of language – can benefit from his services.

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25 Jan Asking For a Dentist In a Foreign Language

Written By Timothy Conway – Age 13

Foreign language learning is a wonderful tool and to learn how to master a language you’ve always dreamed of learning. Whether English is your first language or not foreign language training is both fun and beneficial in many ways. For example, it could boost your prospective job opportunities by noting you are bilingual on your resume. This article was actually conceived during a trip overseas where a member of our group desperately needed a dentist. Because we learned this country’s language, we rose to the occasion!

dentistLearning a foreign language, unlike learning a language at school is a lot different for adults. Modules, classes, and lessons are given with the knowledge that the student is an adult who might be working full time and does not necessarily have the time to dedicate a number of hours to it. But why would anyone want to take their time to learn a foreign language? The benefits are numerous, apart from being able to add it your resume it is also helpful when traveling and are in desperate need of a dentist! Just think… you will be able to ask for whatever services you may need using the skills gained from learning a foreign language.

Then are there also the psychological and cognitive benefits that may help you make a decision to enroll in foreign language class. Studies have shown that by learning a new language that your first language is improved while your memory is also improved. The science behind it is that the more your brain is used the better it functions. In addition, learning another language may open one’s mind up to other cultures and religions. When learning a new language and you hear it being authentically spoken, you naturally want to use the language you are being taught. Even if it is something as lame as asking for the dentist!

But it’s not only about the fun stuff. When you learn a foreign language, doors can open for you in many other ways. In a global business world, you don’t have to leave the comfort of your home to communicate with business associates in places afar. Learning a new language and using slightly in a presentation could help you “seal the deal.”

Additionally, including a language under your set of skills on a resume could be beneficial for your career. Although your position does not require it for to perform the job duties, simply having it as a skill set it simply sets you apart from other candidates. Also consider that those working in the service industry, whether as a dentist, nurse or call center agent, being able to learn a foreign language will aid you during an encounter with a patient or customer. By speaking three or four languages you will be able to better service the customers in your industry and help them a lot quicker. It also prevents you from getting frustrated when you can’t understand what your clients want.
All in all being able to learn a foreign language means you can open your mind and memory, learn something new and create better opportunities for yourself. And, of course, be able to show off in foreign where you can speak the language.

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